Home health services are covered by which parts of Medicare?

• A. Part A only
• B. Parts A and B
• C. Part B only
• D. Part C

Answer: (B)

Home health services are paid for by Medicare through both Part A and Part B. Part A (hospital insurance) covers home health care after a qualifying hospital stay when you’re homebound and need skilled services, provided by a Medicare-certified home health agency. Part B (medical insurance) covers home health services that are required on an outpatient basis, such as skilled nursing or therapy, also when you’re homebound and the care is medically necessary. Medicare Advantage plans (Part C) may include these services as part of their private-plan coverage, but the underlying benefits come from Part A and Part B.